STARTING RATE 5.93%*

Residential

Do you want to purchase or refinance an investment rental property? When you partner with CIVIC, we can provide long-term financing for stabilized rental properties to generate cash flow.

STARTING RATE 5.93%*

Residential

Do you want to purchase or refinance an investment rental property? When you partner with CIVIC, we can provide long-term financing for stabilized rental properties to generate cash flow.

KEY FACTS

Key Facts About Our
Residential Loan

  • DSCR loan with no W2s, paystubs, or tax returns required
  • Minimum 660 FICO
  • Single Family Rental (SFR), warrantable condos,
    townhomes, PUD, 2-4 units eligible
  • Foreign Nationals allowed

Term

30-Year Fixed, Arm Options Available

Recourse

Full Recourse Only

Loan Types

30-Year Fixed Rate Mortgage (Fully Amortizing)
5/6, 7/6, 10/6 Hyrbid Arms (Partial IO Or Fully Amortizing)

Experience

Not Required

Loan Purpose

Purchase, Rate-Term Refinance, Or Cash-Out Of A Single Rental Property

Minimum FICO

660

Borrower Type

Entity Required

Interest Rate

Call For Quote

Property Types

Single Family Residences (SFR), 2-4 Unit Properties, Warrantable Condos, Townhomes, PUD

Vacancy Maximun

Purchases Only Or Leased Within 30 Days

Rural Properties

Not Permitted

Term

30-Year Fixed, Arm Options Available

Recourse

Full Recourse Only

Loan Types

30-Year Fixed Rate Mortgage (Fully Amortizing)
5/6, 7/6, 10/6 Hyrbid Arms (Partial IO Or Fully Amortizing)

Experience

Not Required

Loan Purpose

Purchase, Rate-Term Refinance, Or Cash-Out Of A Single Rental Property

Minimum FICO

660

Borrower Type

Entity Required

Interest Rate

Call For Quote

Property Types

Single Family Residences (SFR), 2-4 Unit Properties, Warrantable Condos, Townhomes, PUD

Vacancy Maximun

Purchases Only Or Leased Within 30 Days

Rural Properties

Not Permitted

LOCATIONS

Where We Operate

Explore our nationwide presence. We proudly serve clients across the United States, offering tailored real estate financing solutions in multiple states.
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LOCATIONS

Where We Operate

Explore our nationwide presence. We proudly serve clients across the United States, offering tailored real estate financing solutions in multiple states.
blank
Looking for lending in a state not listed? WE do lend in other states on a case-by-case
scenario. Give us a call to see what we can do for you.
Looking for lending in a state not listed? WE do lend in other states on a case-by-case
scenario. Give us a call to see what we can do for you.
Looking for lending in a state not listed? WE do lend in other states on a case-by-case
scenario. Give us a call to see what we can do for you.

KEY FACTS

What Makes the Single Rental
Loan Unique?

  • We treat your rental property like your own small business,
    and we underwrite to the cash flow it will produce, not your
    personal income.
  • We don’t limit the number of rental properties you can
    own, so we give you maximum flexibility.
  • We provide personalized service throughout the entire
    loan process – from quote to close.

KEY FACTS

What Makes the Single Rental
Loan Unique?

  • We treat your rental property like your own small business,
    and we underwrite to the cash flow it will produce, not your
    personal income.
  • We don’t limit the number of rental properties you can
    own, so we give you maximum flexibility.
  • We provide personalized service throughout the entire
    loan process – from quote to close.